The information herein is general in nature and should not be considered legal or tax advice. (1982-2006)B.A., Michigan State U.; J.D., U. of Virginia. Randal L. Vaughn, Ph.D., Professor of Information Systems. There are several technology companies that offer end-to-end notarization systems. Powered by. This plan allows you to receive a cash withdrawal. *Investment advice is available through TIAA using an advice methodology from Morningstar Investment Management, LLC. ; M.M.S., U. of Notre Dame; Ph.D.,ibid. (2010-2020)B.S., Louisiana State U.; M.S., Purdue U.; Ph.D., U. of North Carolina, Greensboro. Richard Durn, Professor of French (1983-2021)B.A., U. of Dallas; M.A., U. of North Texas; Ph.D., Cornell U. Preston M. Dyer, Ph.D., Professor of Social Work. ; Ph.D., Texas A&M U. Michael D. Morrison, J.D., Professor and The Jo Murphy Chair International Education and the William J. Boswell Professor of Law. Faculty who reached the rank of Professor or Associate Professor before retirement, had twenty or more years of full-time college or university-level service (at least the last ten as a faculty member at Baylor), and had an established record of distinction as a teacher/scholar in service to Baylor University. Then strive to increase that amount by putting raises toward it and small annual increases. (1979-2009)B.A., Grove City College; M.A., American U.; Ph.D., Duke U. David L. Rivers, Ph.D., Professor of Communication Sciences and Disorders. Tillman B. Rodabough, Ph.D., Professor of Sociology. (1980-2013)B.S., College of Idaho; M.S., Baylor U.; Ph.D.,ibid. I have a form requiring notarization. Mungello, Ph.D., Professor of History. 1998-2023 Baylor College of Medicine | One Baylor Plaza, Houston, Texas 77030 | (713)798-4951Have an edit or suggestion for this page? Patricia A. Hickey, Ph.D., Associate Professor of Mathematics. No, there is no tax advantage to owning variable annuities or mutual funds in your TIAA-funded retirement plan. ; Ph.D., U. of Michigan. ; Ph.D., U. of Texas. (1974-2010)B.S., Florida Atlantic U.; Ph.D., Florida State U. Marianna S. Busch, Ph.D., Professor of Chemistry. Naymond H. Keathley, Ph.D., Professor of Religion. Frederick R. Gehlbach, Ph.D., Professor of Biology. Strategic Plan 2024-2028; Strategic Plan 2012-2017; Strategic Plan 2006-2011; Informatics and Information Technology Strategic Roadmap; . Substance Abuse View All Clinical Trials General Inquiries Call today to schedule an appointment or fill out an online request form. See CV Outline - Promotion. (1974-2021).B.A., U. of Oklahoma; J.D.,ibid. ; D.B.A., Indiana U. Mary K. "Suzy" Weems, Ph.D., Professor of Nutrition Sciences. Charles H. Talbert, Ph.D., Distinguished Professor of Religion. Baxter Johns, Ph.D., Professor of Mathematics. (1968-1989)B.S., U. of North Texas; M.S.,ibid. . (2002-2020)B.A., California Baptist College; M.C.M., Southwestern Baptist Theological Seminary; D.M.A., ibid. ; Ph.D., Rice U. William R. Trail, J.D., Professor and The Darrell L. Keith Professor Law and Medicine. You can also contact us online. ; Ph.D., ibid. Charlene S. Budd, Ph.D., Professor of Accounting. ; Ph.D., U. of Texas. People are living longer than ever. Elisabeth J. Umble, Ph.D., Associate Professor of Management. ; Ph.D., Emory U. Robert S. Baldridge, Ph.D., Professor of Biology. (1990)B.A., Baylor U.; M.Ed., U. of North Texas; Ed.D.,ibid. (1989-2002)B.A., U. of Texas; M.A.,ibid. Roger Olson, Professor of Theology, Truett Seminary (1999-2021)B.A., Open Bible College; M.A., North American Baptist Seminary; M.A., Rice U.; Ph.D., ibid. ; Ph.D., U. of Texas. Clement T. Goode, Ph.D., Professor of English. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. ; Ph.D., Pennsylvania State U. J. William Petty, Ph.D., Professor of Finance, Holder of The W.W. Caruth Chair of Entrepreneurship, and Master Teacher. This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. (1986-2011)B.S., Texas Woman's U.; M.Ed., Sam Houston State U.; Ph.D., Texas Woman's U. Charles S. Madden, Ph.D., Professor of Marketing. Full-time faculty and staff members who are at least 21 years of age, and have completed one year of service with an accredited college or . Baylor College of Medicine offers this plan as part of workplace benefits. (1955-1973, 1980-1999)B.A., Carson-Newman College; M.A., Columbia U.; B.D., Southern Baptist Theological Seminary; Th.M.,ibid. Get professional advice to help you save and invest for your future. Consider adding annuities1 to your retirement plan so you can create a foundation of guaranteed monthly income for life when you stop working. BCM contributes a 8% base contribution to the Plan and employees automatically receive the base contribution once eligible. How do I find an online Notary? (1984-2014)B.A., Texas A&M U.; M.S., Washington U. in St. Louis; Ph.D.,ibid. Helen Harris, Ph.D., Associate Professor of Social Work. ; Ph.D.,ibid. (1981-83, 1985-2001)B.S.N., U. of Texas, Arlington; M.S.N.,ibid. Judith W. Lott, D.S.N., Professor of Nursing. (1956-1995)B.S., Auburn U.; M.A., U. of Alabama. View and compare your investment options before you enroll. Janice M. McCullagh, Ph.D., Associate Professor of Art History and Senior Faculty Member of the Albritton Art Institute. those enrolled in Medicare but not collecting Social Security If you're already enrolled, log in to your secure account from the login button at the top of the home page of this site. (1983-2015)B.A., Southeastern U.; M.A., U. of Alabama; Ph.D., U. of Nebraska, Lincoln. Investment decisions should be made based on the investors own objectives and circumstances. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. James D. Bargainer, Ph.D., Professor, School of Engineering and Computer Science. You must begin taking minimum distributions from your IRAs and employer retirement plan accounts by your required beginning date (or retirement, if later for employer retirement plan accounts). 2. (1968-2011)B.S., Tennessee Technological U.; M.S., Auburn U.; Ph.D.,ibid.Jim Ellor, Professor of Social Work. Take advantage of it. For financial guidance, call 800-842-2252 to speak to a TIAA financial consultant. Many employers offer contribution matching. Keep in mind: You may need to complete the required form found at Baylor College of MedicineOpens in a new window to tell your employer how much money you want taken out of each paycheck. ; D.B.A., U. of Colorado; Ph.D.,ibid. Department of Biology B.207 Baylor Science Building One Bear Place #97388 Waco, TX 76798-7388 (254) 710-2911 BU_Biology@baylor.edu Apply Visit Make a Gift Peter Allen, Professor of Geosciences. Keep in mind: You may need to complete the required form found at Baylor College of MedicineOpens in a new window to tell your employer how much money you want taken out of each paycheck. ; Ed.D.,ibid. Kathy Whipple, Ph.D., Professor of Communication Sciences and Disorders. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. Gary W. Hull, Ph.D., Associate Professor of History. For more information on fees and investments, refer to "Mutual Funds and In-Plan Annuities" via TIAA.org/performanceOpens in a new window. McCormick Theological Seminary; D. Here is how it works. (1981-2008)B.A., Amherst College; M.A., U. of Massachusetts; Ph.D.,ibid. Baylor College of Medicine contributes 8% of your base annual earnings to the plan. Your own Plan account may earn more or less than this example. (1971-1999)B.B.A., Baylor U.; M.Ed., U. of Arkansas; Ed.D., U. of Houston. What are the benefits of owning mutual funds? ; Ph.D., U. of California at Irvine. (1968-2000)B.M., Morningside College Conservatory of Music; M.M., Indiana U.; D.M.A., U. of Arizona. Wallace L. Daniel, Jr., Ph.D., The Ralph L. and Bessie Mae Lynn Professor of History. We offer the following education training programs for Baylor faculty members. (1984-1996)B.A., Baylor U.; M.A., U. of Illinois; Ph.D., U. of Colorado. The City College of New York 160 Convent Avenue New York, NY 10031 p: 212.650.7000. Post Graduate Training: 1967-68. If requested before 2 p.m. you will receive a response today. TIAA-CREF Life Insurance Company is domiciled in New York, NY with its principal place of business in New York, NY. (2000-2018)B.A., Wheaton College; M.A., Princeton U.; Ph.D.,ibid. Emeriti Plan Plan overview; 401(a) Retirement Plan 403(b) Tax-Deferred Investment Plan . If 10-15% is an amount you can't afford right now, contribute as much as you can comfortably afford. W. Keith Hartberg, Ph.D., Professor of Biology. Thomas Harrison, Jr., Ph.D., Professor of Accounting. (1994-2017)A.B., George Washington U.; M.A., U. of California, Berkeley; Ph.D.,ibid. As for income options, annuities offer you the opportunity for lifetime income with or without guaranteed payments for a fixed time period*. Jeffrey S. Powers, M.M., Professor of Instrumental Studies. Dennis Johnston, Professor of Statistical Science (2003-2021)B.S., U. of Texas, Arlington; M.S., U. of Texas; Ph.D., Texas Tech U. Jerry Johnson, Professor of Marketing (1974-2021) B.B.A., Baylor U.; M.B.A., ibid. Karl A. Umlauf, M.F.A., Professor of Art and Artist in Residence. Don F. Parker, Jr., Ph.D., Professor of Geology. (1986-2020)B.S.E., Ouachita Baptist U.; M.S., Southern Methodist U.; Ph.D., Memphis State U. Kenneth T. Wilkins, Professor of Biology (1983-2022)B.A., U. Texas at Arlington; M.A., Texas A&M U.; Ph.D., U. of Florida. (1981-2017)B.S., Southern Methodist U.; M.S.,ibid. The TIAA group of companies does not provide legal or tax advice. Owning mutual funds can reduce risk through diversification and professional management, and allow you to potentially invest in a broad range of asset classes U.S. and non-U.S. stocks, bonds, and real estate with smaller amounts of assets. W. Music, D.M.A., Professor of Academic Studies. (1966-2000)B.A., Wake Forest U.; B.D., Southeastern Baptist Theological Seminary; Th.M.,ibid. Emeriti Retirement Health Solutions is not an insurance company, insurance broker or insurance provider. Investing involves risk, including risk of loss. Resources. Rayzor Lounge, Noon-3 p.m. Research Compliance Services offers educational opportunities forindividuals engaged in research at Baylor, from those new to research to seasoned investigators, and anyone needing a "refresher," or an update on current regulatory or institutional requirements. (2003-2021). However, payments from CREF and TIAA variable annuities are not guaranteed and the payment amounts will rise or fall depending on investment returns. (1986-2009)A.B., Wabash College; M.S., U. of Notre Dame; Ph.D.,ibid. It's complimentary, thanks to your employer. What is the difference between a mutual fund and an annuity? Request for Faculty Appointment/Promotion (RFAP) form prepared by the Academic Unit. ; Ph.D.,ibid. (1971)B.B.A., Baylor U.; M.B.A., U. of Southern California; D.B.A.,ibid. David L. Jeffrey, Ph.D., Distinguished Professor of Literature and the Humanities. ; Ph.D., Kent State U. Rufus B. Spain, Ph.D., Professor of History. (1966-2020)B.A., Baylor U.; J.D., ibid., L.L.M., U. of Michigan. ; Ph.D, ibid. J. T. Powers, Ed.D., Professor of Health, Human Performance and Recreation. schedule an appointment with a TIAA investment professional or attend a seminar. L. Kent Gilbreath, Ph.D., Professor of Economics. The full name of Emeriti Retirement Health Solutions is The Emeriti Consortium for Retirement Health Solutions, an Illinois Nonprofit Corporation. Southern Baptist Theological Seminary; Ph.D.,ibid. John D. McClanahan, M.F.A., Professor of Art. (1966-2003)B.A., Baylor U.; B.D., Southern Baptist Theological Seminary; M.A., Baylor U.; Ph.D., Indiana U. Bruce C. Cresson, Ph.D., Professor of Religion. (1981-2011)B.S.N., Northern Illinois U.; M.S.N., U. of Tennessee, Knoxville; Ph.D., U. of North Texas. Protecting your retirement savings through guaranteed annuities. (1957-1993)B.A., Mississippi College; M.A., U. of North Carolina; Ph.D., Louisiana State U. Charles M. Tolbert II, Professor of Sociology (2000-2021)B.A., Baylor U.; M.A., ibid. ; M.A., Denver Seminary; Ph.D., Texas A&M U. Ann W. Karaffa, Ph.D., Professor of Curriculum and Instruction. Emeriti Retirement Health Benefit. CMS will require Medicare Advantage plans that cover emergency services worldwide to cover urgent care worldwide . Richard E. Duhrkopf, Ph.D., Associate Professor of Biology. Think about these three easy things you can do to keep your momentum & finish strong: Taking advantage of any new plans or matches your employer may offer. David Hendon, Ph.D., Professor of History. A. Dale Allen, Ph.D., Professor of Management. Papers of BCM faculty, staff, departments, students and affiliates Taxes and penalties may apply. Strive for a smart balance of aggressive and conservative investments that fit your needs. Learn ways to save and invest to help you prepare for your retirement. Update my fund choices or provider to help meet my financial goals. (1994-2020)B.S., Virginia Polytechnic Institute and State U.; M.S., ibid. Paul A. McCoy, M.F.A., Professor of Art, Ceramist-in-Residence and Director of The Allbritton Art Institute. For help and advice, schedule an appointment with a TIAA investment professional or attend a seminarOpens in a new window. The TIAA group of companies does not provide legal or tax advice. Schedule time with a financial professional to get help with your financial goals. (1986-2005)B.M., Peabody Conservatory of Music; M.M.,ibid. If your plan allows, you can choose to receive regular income payments (minimum $100) on a semimonthly, monthly, quarterly, semiannual or annual basis. (1971-2008)B.A., Baylor U.; M.A., U. of Texas; Ph.D.,ibid. Weeks, D.B.A., Professor of Marketing. (1970-2005)A.B., Washington U.; B.D., Eden Theological Seminary; M.A., State U. of New York; Ph.D., Cornell U. John C. Flynn, Ph.D., Professor of Psychology and Neuroscience. Julian F. Watkins II, Ph.D., Professor of Biology. TIAA-CREF Life Insurance Company is domiciled in New York, NY with its principal place of business in New York, NY. In order to more easily transition into retirement, you may be able to withdraw up to 10%, in cash, of your lifetime annuity income. (1978-2020)B.S., Denison U.; M.S., Baylor U.; Ph.D., Southern Methodist U. ; M.B.A., ibid. (2003-2018)B.A., U. of Dallas; M.A.,ibid. (1970-2015)B.A., U. of Texas; M.A.,ibid. Investing in this manner does not ensure a profit or guarantee against loss in declining markets. TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans. (2000-2015)B.A., Wichita State U.; B.D., Yale U.; M.A., Wichita State U.; Ph.D., Yale U. William C. Robinson, M.M., Associate Professor of Music. As you get older, more of that money may need to go toward healthcare and other essential expenses. Joseph A. McKinney, Ph.D., Emeritus Professor of International Economics and Senior Research Fellow in the McBride Center for International Business. ; Ph.D., U. of Texas, Arlington. Teachers Insurance and Annuity Association of America is domiciled in New York, NY, with its principal place of business in New York, NY. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. David E. Pennington, Ph.D., Professor of Chemistry and Biochemistry and Master Teacher. Students. Donald L. Hardcastle, Ph.D., Professor of Physics. tax-free . Have an edit or suggestion for this page? If you are an eligible classification, you automatically become a participant in the Plan when you reach age 18 and have completed 1 hour of service. Music, Juilliard School of Music; D.M.A., U. of Illinois. (1965-1969, 1980- 1996)B.S., U. of Mary Hardin-Baylor; M.S., Texas Womans U.; Ph.D.,ibid. (2004-2020)B.A., Kent State U.; M.Div. If you do not maintain a Retirement Choice and/or Retirement Choice Plus account and therefore no TIAA Plan Servicing Fee was assessed, your investment revenue share credit will be reduced by the amount of the fee inorder to cover plan administrative services expenses. You may also review your existing accounts and make transactions online by logging into your secure account. Baylor College of Medicine fosters diversity among its students, trainees, faculty, and staff as a prerequisite to accomplishing our institutional mission and setting standards for excellence in training healthcare providers and biomedical scientists, promoting scientific innovation, and providing patient-centered care. At Baylor Medicine, we create a treatment plan that draws from our storied experience, our collaborative nature and our drive to advance healthcare. (1956-1991)B.S., Baylor U.; M.S., Wichita State U.; Ph.D., U. of Wisconsin. Your contributions will be automatically invested in the State Street Target Retirement Funds Class K with Fidelity unless you choose another investment at Fidelity or TIAA. Call today to schedule an appointment or fill out an online request form. These lower risk products offer a guaranteed income that you cant outlive. Barbara and Corbin J. Robertson, Jr. Presidential Award for Excellence in Education, Ben and Margaret Love Foundation Bobby Alford Award for Academic Clinical Professionalism (Center for Professionalism), Norton Rose Fulbright Faculty Excellence Award, Faculty Awards for Excellence in Patient Care. (1977-2018)B.S., Jacksonville State U.; M.A., U. of Alabama, Birmingham; Ph.D., U. of Alabama. Patricia A. Director of Neurovascular Surgery, Westchester Medical Center. ; M.S.,ibid. (1954-1993)B.S., U. of Texas; M.Ed.,ibid. Baylor College of Medicine plans to launch a regional campus in Temple, the first extension of the elite Houston school's doctor-training brand in the state. Or you can decide to receive income for a certain number of years or take a cash withdrawal (depending on your plans provisions). Owning mutual funds can reduce risk through diversification and professional management, and allow you to potentially invest in a broad range of asset classes U.S. and non-U.S. stocks, bonds, and real estate with smaller amounts of assets. There are plenty of options and every investor is different. For help and advice, schedule an appointment with a TIAA investment professional or attend a seminarOpens in a new window. (1968-1989)B.A., Baylor U.; M.S.Ed.,ibid. Interests in the retirement healthcare program are offered solely by the employer. I have a form requiring notarization. General administrative services include recordkeeping, legal, accounting, consulting, investment advisory and other plan administration services. Associate Professor of Otolaryngology, New York Medical College. Steve Driese, Professor of Geosciences (2004-2022)B.S., Southern Illinois U.; M.S., U. of Wisconsin-Madison; Ph.D., ibid. Fees should be just one factor in your decision-making process since the lowest cost option may not be the best one for you. You can put money away for retirement while saving on taxes. Emeriti, TIAA-CREF, Savitz, Aetna Life Insurance Company, and HealthPartners are independent corporations and are not legally affiliated. If you need some of your retirement savings in cash, you can withdraw your TIAA Traditional Account balance through a Transfer Payout Annuity (TPA) under the terms of the contract. Faculty Affairs & Development organizes workshops on topics such as teaching in different environments, communication skills, curriculum design and more. Helen E. Benedict, Ph.D., Professor of Psychology. David. Johanna Guenther, Ph.D., Associate Professor of Nursing. If requested before 2 p.m. you will receive a response today. Equal Housing Lender. Many financial planners estimate that youll need 80-90% of your pre-retirement income to maintain your lifestyle in retirement. One- or two-life annuity with guaranteed period, Qualified Domestic Relations Orders (QDRO), Sales charges, purchase, withdrawal and redemption fees for certain investments. Mutual funds offer systematic withdrawals. Even if your plan doesn't allow cash distributions, you can withdraw your entire retirement savings if your TIAA Traditional Account value does not exceed $2,000 and your overall account balance is below a limit set by your employer's plan (either $1,000 or $5,000). Martha J. Bradshaw, Ph.D., Professor at Louise Herrington School of Nursing. Bruce Berg, D.M.A., Professor of Violin. If you currently use your SSN to log in, you may want to create a unique username instead, for added security. (1986-2000)B.A., Baylor U.; J.D.,ibid. Delta R. Hafford, Ph.D., Associate Professor of Family and Consumer Sciences. (1973-2011)B.A., Baylor U.; M.A.,ibid. Baylor College of Medicine 401 (a) Retirement Plan This Plan is funded entirely by BCM; there are no employee contributions made to this Plan. Contribute the maximum annual amount to your retirement savings. ; Ph.D., U. of Kansas. After enrolling, you'll receive a TIAA Welcome Kit and a Legal Package including your contract and contract number. First, think about how far off retirement is. ; Ed.D.,ibid. America's fourth largest city is a great place to live, work and play. If your employer offers to match your contribution, make sure you save enough to trigger that match. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. There are several technology companies that offer end-to-end notarization systems. Frank H. Mathis, Ph.D., Professor of Mathematics. (1973-2009)B.A., Texas Womans U.; M.L.S.,ibid. ; Ph.D., U. of Texas. Learn what plans allow eligible employees to do. You can receive the current interest earned on your TIAA Traditional Account in monthly payments. Don Greene, Professor of Geosciences (1979-2022)B.S, Texas A&M Commerce; M.S., U. of Oklahoma; Ph.D., ibid. Paul Z. Kemp, M.F.A., Professor of Art. Before investing, consider the investment objectives, risks, charges, and expenses of the fund or annuity and its investment options. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. (1957-1988)B.A., Mississippi College; M.A., Vanderbilt U.; Ph.D.,ibid. . (1961-1996)B.A., New Mexico Highlands U.; M.A.,ibid. Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917, Press Alt plus Down Arrow to view menu options. (1986-1987, 1988-2020)B.A., Northern Illinois U.; M.A., U. of Iowa; M.F.A., ibid. ; D.B.A., Indiana U. Michael W. Mansfield, Ph.D., Professor of Political Science. (1982-2019)B.A., Baylor U.; M.A., U. of Houston; Ph.D., Northern Illinois U. Darrell S. Vodopich, Ph.D., Associate Professor of Biology. William F. Cooper, Ph.D., Professor of Philosophy. A little extra saved today could make a big difference in retirement. *Guarantees are subject to the claims-paying capability of the insurer. ; Ph.D.,ibid. ), U. of Texas. Is there a tax advantage to owning variable annuities versus mutual funds? Greg Benesh, Professor of Physics. ; Ph.D., U. of Illinois. Both options receive favorable tax treatment under the plan. Call today to schedule an appointment or fill out an online request form. What are the benefits of owning mutual funds? (1982-2018)B.S., Baylor U.; M.S., ibid. Rinn M. Cloud, Ph.D., Professor of Family and Consumer Sciences. Many participants enjoy the diversity of investing in mutual funds in their retirement plans. Learn about the plan basics, including eligibility, and investment options available through Fidelity and TIAA for Baylor College of Medicine retirement plan(s). (1962-2004)B.A., Mississippi College; M.A.,ibid. Delton L. Chesser, Ph.D., Professor of Accounting. E. E. Schroeder, M.Ed., Associate Professor of Health, Human Performance and Recreation. TIAA-CREF Individual & Institutional Services, LLC serves as a broker-dealer with respect to underlying mutual funds only, and does not offer, market or sell interests in such plans or otherwise provide broker-dealer services with respect to the interests in such plans. This will be identified as "TIAA Plan Servicing Credit" on your statements. (E.E. Baylor College of Medicine, one of the top-ranked medical schools in the country, is well known for its exceptional, innovative, and collaborative research environment. (1978-2011)B.S., U. of Texas; M.A.,ibid. Non-tenured faculty members at the rank of professor (non-tenured), associate professor (non-tenure track), voluntary clinical professor, and voluntary clinical associate professor with at least 10 years of exemplary service to the College may be eligible for an Emeritus appointment upon retirement and upon recommendation of the head of the Academic Unit in which the candidate has his or her primary appointment and formal action of the Faculty Appointments and Promotions Committee, the Academic Council, the president, and the Board of Trustees. Harold W. Osborne, Ph.D., Professor of Sociology and Master Teacher. (1958-2019)B.S., Ohio State U.; M.A.,ibid. ; Ph.D.,ibid. Equal Housing Lender. (1971-1986)B.M.E., U. of Oklahoma; M.M.,ibid. (1988-2022)B.A., U. of Rhode Island; M.A., U. of Florida; Ph.D., ibid. (1989-2017).B.A., Baylor U.; M.R.E., Southwestern Baptist Theological Seminary; Ed.D., U. of North Texas. Gerald R. Powell, J.D., Professor and the Abner V. McCall Professor of Evidence. ; Ph.D., Louisiana State U. Tom Potts, Professor of FinanceB.B.A., Baylor U.; M.S., ibid. ; LL.D. Charles M. Tolbert, Ph.D., Professor of Sociology. Who would benefit most from owning mutual funds? Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician (1979-1999)B.S. Social Security will only replace about 40% of your pre-retirement income for the average worker, so you and your employer need to cover the rest. Tell us about your future goals and well help you plan. (1970-1974, 1976-2010)B.S.N., Baylor U.; M.S.N., U. of Minnesota; Ph.D., U. of North Texas. Judith R. Lusk, Ph.D., Professor of Family and Consumer Sciences. (1976-2010)B.F.A., Bethany College; M.F.A., U. of Iowa. An annuity is an insurance contract with one or more fixed-rate and variable investment options. An annual TIAA Plan Servicing Fee of $191 is assessed if you maintain a Retirement Choice and/or Retirement Choice Plus account. There are often lots of complex rules and regulations, and it can be hard to figure out what plans & benefits youre eligible for or which investments are available to you. Roger E. Kirk, Ph.D., Distinguished Professor of Psychology and Statistics and Master Teacher. (1993-2007)B.S., Texas A&M U., Commerce; M.A., U. of California, Los Angeles; Ph.D., U. of Illinois. John S. Belew, Ph.D., Professor of Chemistry and Provost Emeritus. William R. Reichenstein, Ph.D., Professor of Finance. (1983-2003)B.S., Eastern New Mexico U.; M.S.,ibid. Call 713-798-1000 Monday - Friday 8 a.m. - 5 p.m. ONLINE Request Now Request non-urgent appointments Find a Physician (1986-2021)B.A., Baylor U.; J.D.,ibid. (1969-2011)B.A., New Mexico State U.; M.M., U. of North Texas; D.M.A.,ibid. ; Ed.D., U. of North Texas. Your principal remains intact while you receive the interest. Select a retirement plan and begin the enrollment process. (1981-1997)B.A., Baylor U.; M.A., Southern Methodist U.; Ph.D., Texas Womans U. Phyllis S. Karns, Ph.D., Professor of Nursing. Actual account balances will be determined by the contributions made and any investment gains or losses. Faculty Media . Over the course of your career, that's how much it may take to potentially generate the income you need for retirement. Harry Elzinga, Ph.D., Professor of Musicology.